Fastest way to earn from a $5,000 investment - Page 2

**TotalNV** · 22-02-2008, 10:19 AM

Quote:

Originally Posted by ChaCho

buy referrals in bux.to !

simi lai eh?

**IanOng** · 22-02-2008, 01:44 PM

TS,
20 ~ 40% return in stock market in 2 months arent going to be easy, especially when u have limited exp and knowledge to it.
maybe start off with a more realistic goal?

if die die u want me to give u a suggesstion, go look at derivatives. (options, warrants)

insurance agent tend to only focus on policies as its the most lucrative for them.
the max they can recommend maybe is only on collective investment schemes (unit trusts).
the investment returns of products that can be recommended by agents are often to the low side.
for higher investment yields, its normally done on your own..

**TotalNV** · 22-02-2008, 03:14 PM

Quote:

Originally Posted by IanOng

TS,
20 ~ 40% return in stock market in 2 months arent going to be easy, especially when u have limited exp and knowledge to it.
maybe start off with a more realistic goal?

if die die u want me to give u a suggesstion, go look at derivatives. (options, warrants)

insurance agent tend to only focus on policies as its the most lucrative for them.
the max they can recommend maybe is only on collective investment schemes (unit trusts).
the investment returns of products that can be recommended by agents are often to the low side.
for higher investment yields, its normally done on your own..

ok, thanks for your suggestion... maybe i'm a little too impatient. hahahaa... will be realistic about things then.

maybe.... 6 months?

**inle** · 22-02-2008, 03:35 PM

u mentioned u r a medium risk investor....
meanin u cant take much risk too....
cos i noe most pple like the returns of higher risk instruments but cant really stomach the losses(or risk) when the wave rush in....
mayb b4 u look at diff investment products, u can look at wat u like to haf....
ur own investor profile n stuff like tat....
do a proper analysis n know urself better on wat u want n how much risk u can take n wat s ur expected returns over a certain period of time....
personally, for a medium risk person wz a mid - long term time horizon, UTs will b good enough....

**BerylSandydowns** · 22-02-2008, 05:18 PM

Quote:

Originally Posted by TotalNV

talking about stock market, u know there is this cpf investment thingy right? well, i did invest, but when it comes to cash investment, how different is it?

my cpf investment is getting very good returns... so will cash investment oso perform likewise?

hihi, can you tell me more about the cpf investment?

**djchris** · 22-02-2008, 08:55 PM

If you want the highest returns in the shortest time, be prepared to incur the highest losses in the shortest time as well.

**christ83** · 23-02-2008, 02:17 PM

Try in put it in FD..... under NZ$ interest rate not bad...

**IanOng** · 23-02-2008, 03:55 PM

the interest rate for NZ$ is not bad lar... but u have to consider the exchange rate when u convert from S$ to NZ$, then put it there to earn interest.. how about when u want S$ again? convert back... the exchange will errode all your interest earned. furthermore still have to subject to currency fluctuation..
not an advisable option unless u are holding NZ$

just my view..

**TotalNV** · 23-02-2008, 09:35 PM

Quote:

Originally Posted by BerylSandydowns

hihi, can you tell me more about the cpf investment?

ermmm... it was thru my insurance agent. they have many funds (equities and bonds) for you to choose. what i did was to diversify the funds into diffrent areas, comprising of both high risk and low risk funds. periodically, i have an update from my agent to see how my funds are doing, and whether i'm making any good returns. if need be, i will switch funds.

**inle** · 31-03-2008, 02:38 PM

dun mind me sharin...
constant of switchin of funds r not tat good....
anyway no one can really time the mkt correctly....

insurance agents can only give insurance advice...
not investment advice....

u can consider constructin a inv portfolio n do portfolio magment instead...
wz ur own profile, u can work out ur own risk/returns spread n mix...
wz appropriate inv strategies, u can haf ur desired returns over a desired time horizon...
regardless how the mkt moves....

tis s something an insurance agent r not capable to do 4 u....

Kaze.YonGMinG · 03-04-2008, 12:50 AM

Quote:

Originally Posted by TotalNV

oooo... sounds interesting... will my insurance agent know about this?

nope. sunshine is actually a MLM company tat isnt registered with MAS. they have been shut down i believe

Kaze.YonGMinG · 03-04-2008, 12:55 AM

Quote:

Originally Posted by TotalNV

ermmm... it was thru my insurance agent. they have many funds (equities and bonds) for you to choose. what i did was to diversify the funds into diffrent areas, comprising of both high risk and low risk funds. periodically, i have an update from my agent to see how my funds are doing, and whether i'm making any good returns. if need be, i will switch funds.

unless ur funds are doing so badly that u cant stand it anymore i guess its better to stay with it. fund switch is more of an option to exercise when u have to change of risk profile as u move into different life stages. like single not married. married without children. married with children. moving towards retirement n stuff like that.
as u gain more responsibilities u have to shift towards a fund tat is more of capital preservation compared to one that has higher risk and capital gain.

its really personalised. one might say....
im highly conservative in investments but he throws in 90% of his income to investment.
he's investments consist of mainly fix d and government bonds. so its pretty much secured but other ppl might think he's mad throwin in 90% of his income into investments. so yea. risk appetite is rather important so do share more with ur agent so he can point out to u the few funds that u might wanna choose from according to ur risk appetite.

this is just an example. if can throw 90% income in... wa steady. eat grass liao

**inle** · 03-04-2008, 03:27 AM

Quote:

Originally Posted by TotalNV

ermmm... it was thru my insurance agent. they have many funds (equities and bonds) for you to choose. what i did was to diversify the funds into diffrent areas, comprising of both high risk and low risk funds. periodically, i have an update from my agent to see how my funds are doing, and whether i'm making any good returns. if need be, i will switch funds.

mayb i like to summarise....
if u want medical advice, u go to a doctor....
if u want legal advice, u go to a lawyer....
if u want insurance advice, u go to an insurance adviser...
if u want investment advice, u go to an investment adviser....

tis concept s in the book, the Richest Man in Babylon....

**Tetha** · 03-04-2008, 05:12 AM

I dun think stock investment is a good idea considering the current global market down fall...

**inle** · 03-04-2008, 05:20 AM

Quote:

Originally Posted by Tetha

I dun think stock investment is a good idea considering the current global market down fall...

not really down...
volatile will b a better description....

commondities r risin ya....

Kaze.YonGMinG · 03-04-2008, 07:10 PM

usually the market wont be down for long as well. its actually showing improvements already?

sometimes wat u see on the news arent exactly accurate. only statistics tells the truth.

mindfreak · 04-04-2008, 01:05 AM

for me i invest in Gold and silver...i use this http://www.kitco.com, buy silver it's cheaper and i believe it would go up somemore.

**fabulous68** · 04-04-2008, 11:33 AM

Bro NV, investments ... are typically long term ...
short term are call speculations ...

There are no such thing as 6 months investment ....
If you want the safest instrument, then go for Fixed Deposit.
(Not structured deposit, there is a difference betwn the 2)

Commodities,Options. Futures speculation will have highest yield of coz be prepare to lose your capital overnight.

For me, i believe in a portfolio of investment. And remember the #1 rule of investment by Warren Buffet,
"Never dapple in things you do not understand"

**inle** · 06-04-2008, 05:45 AM

Quote:

Originally Posted by fabulous68

Bro NV, investments ... are typically long term ...
short term are call speculations ...

There are no such thing as 6 months investment ....
If you want the safest instrument, then go for Fixed Deposit.
(Not structured deposit, there is a difference betwn the 2)

Commodities,Options. Futures speculation will have highest yield of coz be prepare to lose your capital overnight.

For me, i believe in a portfolio of investment. And remember the #1 rule of investment by Warren Buffet,
"Never dapple in things you do not understand"

totally agreed....
i seconded tat....

**psp-freak** · 30-04-2008, 01:25 PM

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